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Istered bond. Or certificate of deposit (passbook) for savings issued by local commercial bank that has signed Inter-bank Guarantee Agreement on Stop-Payment of Pledge. Housing property used as mortgage to guarantee loan should be free, not-yet-pledged property under the name of borrower or borrower's direct relatives, and insured in full amount. Loan guaranteed by third party should surrender written consent from guarantor, original and copy of guarantor's ID document and related documentation on credibility. 9. Voucher of Personal Settlement Account opened in ICBC. 10. Other details stipulated by ICBC. ¡î Operation Guide 1. Application. Submit application to ICBC, fill in written application form and submit details.2. Sign Contract. After receiving ICBC approval, applicant sign Loan Contract and Guarantee Contract with ICBC, and complete formalities for notary, insurance and mortgage registration if necessary.3. Release loan. According to contract, ICBC releases the approved loan directly into car dealer's account through transfer after all formalities are completed.4. Repay when due. Borrower repays principal and interest of loan according to the repayment plan agreed in Loan Contract. 5. Clear the Loan. Two types: normal settlement and settlement in advance. Normal settlement: clear the loan at maturity (single repayment of principal and interest) or in last installment (repay by installment). Settlement in advance: Before loan matured, borrower submits application to repay all or part of the loan agreed in Loan Contract. Repay at the specified accounting Counter when I
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