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best car loan
Few as 7% of you will qualify for those low APR auto loan rates we see advertised by car manufacturers. Some low APR car loans require a credit score over 700 to get that rate and most require 36 months to pay off the loan. Many of you cannot pay off the auto loan in 36 months, so you may be forced to pass on the deal. "Subject To Financing": why the dealer called you 2 weeks later to re-sign your auto loan New car financing at the dealer can be a headache. The "Subject to Financing" clause appears on paperwork of all new car loans. It means the deal is not done, yet you think you are signing a contract. Then 2 weeks later the car dealer calls saying "your new car loan fell through." They knew what you qualified for when you bought the car, a common auto loan scam, usually pulled on people with bad credit. You should not buy a new car first then worry about new car financing. When you buy a house, you MUST have approval first, so have your car loan in order before car shopping. Use online auto loan sites such as Capital One Auto Finance and E-Loan. The lower online auto loan rates avoid these scams. Sometimes dealers call and say they found you a lower APR. Oh, Really? Have them fax you over all the new figures and APR in writing, and make sure they did not increase the number of months. Otherwise do not re-sign any contracts. We are big proponents of online new car loans. Don't get stuck with bad credit auto loan if it's not necessary. This would have been avoided if you used online auto financing. Financing used car loans, person to person If you're buying a used car, how

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