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8.25-10.95%; .25% disc w auto debit; $5,000 min Citibank 800-627-3999 03 03 06 7.40 .25% disc w auto debit; $25,000 min Citizens Bank, N.A. 800-922-9999 03 03 06 6.35 $10,000 min Evans National Bank 716-549-6000 03 03 06 6.50 .25% disc w auto debit; $7,500 min First Niagara Bank 877-722-9842 03 03 06 6.74 .25% disc w auto debit; $340 fee; $10,000 min HSBC Bank USA 800-975-HSBC 03 03 06 8.38 $10,000 min KeyBank 888-KEY-1234 03 03 06 7.14 Range: 7.14-8.94%; .25% disc w auto debit; $99 fee; $5,000 min M&T Bank 800-724-2440 03 03 06 7.74 .25% disc w auto debit; $15,000 min Long Island Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 03 03 06 7.63 .25% disc w auto debit; $20 yrly fee; $10,000 min Bank of America 800-299-2265 03 03 06 8.74 .25% disc w auto debit; $5,000 min Bank of New York 212-495-1784 03 03 06 6.49 $10,000 min Chase Bank 800-CHA-SE24 03 03 06 8.25 Range: 8.25-10.95%; .25% disc w auto debit; $5,000 min Citibank 800-321-2484 03 03 06 7.40 .25% disc w auto debit; $25,000 min HSBC Bank USA 800-975-HSBC 03 03 06 8.38 $10,000 min M&T Bank 800-724-2440 03 03 06 7.74 .25% disc w auto debit; $15,000 min Ridgewood Svgs Bk 718-240-4800 03 03 06 6.00 .50% disc w auto debit; no min Suffolk County NB of Riverhead 631-208-2222 03 03 06 7.00 $5,000 min Washington Mutual Bank 800-788-7000 03 03 06 8.50 .13% disc w auto debit; $10,000 min New York Metro Institution Telephone Date Rate Fees and Conditions Astoria Federal S&LA 800-278-6742 03 03 06 7.63 .25% disc w auto debit; $20 yrly fee; $10,000 min Bank of New York 212-495-
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