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Consumer debt consolidation. T-Cookie: ASPSESSIONIDASTTASSD=BLFJJCHAAKMLKHPBKKHPODDP; path= Cache-control: no-cache Consumer Credit Counseling Service :: Debt Management Services :: Consolidate Debt Educational Tools 866-889-9347 (24 hrs. a day 7 days a week) Home Our Services Bankruptcy Counseling Bankruptcy Education Educational Services Online Counseling Credit Report& Analysis Login New User Registration Financial Tools& Calculators Press Room About Us Locations Español SiteMap Login Email Address Password Save Login What We Offer News You Can Use Success Stories Confidential Budget, Credit and Housing CounselingInteractive Financial Education Tools for Consumers, Teachers and Industry ProfessionalsDebt Management ServicesBankruptcy CounselingBankruptcy Education Preparing College Students for Credit'For Richer or Poorer' Starts When Planning the WeddingKeep Halloween from Becoming a Budgeting Nightmare "My husband and I have been with Money Management for three years. We have learned so much from this program consumer debt

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consumer debt consolidation

Rican families spend more money than they earn. The average American household has nearly $10,000 in credit card debt. Understanding Debt Consolidation Loans... Debt consolidation and settlement solutions are practical means for eliminating credit card and other high interest debts without going bankrupt, while getting your financial health and future back on track. Debt Consolidation: Debt Settlement: Is when you combine multiple, high-interest loans (debt) into a loan with a single monthly payment on a lower interest rate. Consolidating allows the consumer to pay down more principle each month, often lowers monthly payments, and allows the balance of the debts to be cleared faster. Involves using a third party to work directly with your creditors to reduce penalties, interest charges and sometimes a percentage of the total balance accrued. A debt management company will often use a combination of both consolidation and settlement solutions to reduce debts. Both debt consolidation and management are preferred alternatives to bankruptcy. They enable consumers to rebuild (or maintain) their credit rating and catch up on payments honestly, while lowering interest rates and stopping creditor harassment. Debt Help & Application Directory More companies and organizations that can help. If you are actively seeking a debt consolidation or settlement solution, you can visit our consumer directory to choose from a selection of pre-screened companies that can help. You can easily apply online in minutes, or just read up on how each organization can help with your situation. If yo

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