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Debt consolidation in. usually are tied to an asset, like your car for a car loan, or your house for a mortgage. If you stop making payments, lenders can repossess your car or foreclose on your house. Unsecured debts are not tied to any asset, and include most credit card debt, bills for medical care, signature loans, and debts for other types of services. Most automobile financing agreements allow a creditor to repossess your car any time you’re in default. No notice is required. If your car is repossessed, you may have to pay the balance due on the loan, as well as towing and storage costs, to get it back. If you can’t do this, the creditor may sell the car. If you see default approaching, you may be better off selling the car yourself and paying off the debt: You’ll avoid the added costs of repossession and a negative entry on your credit report. If you fall behind on your mortgage, contact your lender immediately to avoid foreclosure. Most lenders are willing to work with you if they b debt consolidation
 

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Elieve you’re acting in good faith and the situation is temporary. Some lenders may reduce or suspend your payments for a short time. When you resume regular payments, though, you may have to pay an additional amount toward the past due total. Other lenders may agree to change the terms of the mortgage by extending the repayment period to reduce the monthly debt. Ask whether additional fees would be assessed for these changes, and calculate how much they total in the long term. If you and your lender cannot work out a plan, contact a housing counseling agency. Some agencies limit their counseling services to homeowners with FHA mortgages, but many offer free help to any homeowner who’s having trouble making mortgage payments. Call the local office of the Department of Housing and Urban Development or the housing authority in your state, city, or county for help in finding a legitimate housing counseling agency near you. Credit Counseling and Debt Management Plans Credit Cou debt consolidation


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Ts ordealing with financial problems. Consolidate debt, credit cards and loans.Serving Canadians in Vancouver BC. Debt consolidation loans to consolidate debt from credit cards and other loans and debts, can help you: Reduce your minimum credit payments by as much as 50%. Consolidate your multiple payments through debt consolidation into one simple monthly credit payment. Eliminate or reduce interest rates on debts. Eliminate late charges and over debt limit fees. Stop collection calls caused by your financial and credit problems making your debts managable. Our head office is located in Vancouver, BC, Canada. We offer a free personal consultation on your financial problems. Find out how our debt advice and credit counselling service can help you become debt free through debt consolidation. You do NOT need to own your own home and a good credit history is NOT required. LET US HELP YOU BECOME DEBT FREE! Credit Counselling Home Page About Our Service For Credit Problems And Advice Frequently Asked Questions Budget And Financial Problems Work Sheet Account Detail Fax Form For Debt Consolidation Contact Us For Help With Debts And Debt Problems Other sites of interest: Consolidate Debt Vancouver BC Canada Credit Counselling Canada for loans, debt and credit problems in Vancouver BC Credit problems and consolidation loans for Canadians in Vancouver BC Canada Debt consolidation canada. Consolidate debt from loans and credit card debts. In vancouver bc. Vancouver Head Office: Suite 4, 7375 Kingsway, Burnaby, BC, Canada, V3N 3B5 Canada Wide Toll Free Number: 1-800-565-4595 Tel: (604

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