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Profit Margin You Save .75 Profit Margin 6.000% 6.034% 0.000% $0 $1,180 $1,180 Bank of America ** ** ** ** ** ** ** Citi Mortgage 6.000% 6.228% 1.500% $6,255 $1,190 $7,445 $6,265 Ditech 6.000% 6.218% 2.000% $8,340 $2,425 $10,765 $9,585 E-loan 6.000% 6.151% 1.226% $5,112 $0 $5,112 $3,932 Wells Fargo 6.000% 6.250% 2.000% $8,340 $1,385 $9,725 $8,545 Loan Amount: $417,000 Last Updated: 10 26 06 Lender Rate APR Points (%) Points ($) Lender Fees Total Lender Cost With .75 Profit Margin You Save .75 Profit Margin 5.625% 5.700% 0.125% $521 $1,180 $1,701 Bank of America ** ** ** ** ** ** ** Citi Mortgage 5.625% 6.038% 1.750% $7,298 $1,190 $8,488 $6,786 Ditech ** ** ** ** ** ** ** E-loan 5.625% 5.925% 1.563% $6,518 $0 $6,518 $4,816 Wells Fargo 5.625% 5.998% 1.750% $7,298 $1,385 $8,683 $6,981 Loan Amount: $600,000 Last Updated: 10 26 06 Lender Rate APR Points (%) Points ($) Lender Fees Total Lender Cost With .75 Profit Margin You Save .75 Profit Margin 6.250% 6.310% 0.375% $2,250 $1,180 $3,430 Bank of America ** ** ** ** ** ** ** Citi Mortgage 6.250% 6.447% 1.250% $7,500 $1,190 $8,690 $5,260 Ditech 6.250% 6.375% 1.100% $6,600 $2,425 $9,025 $5,595 E-loan 6.250% 6.371% 0.920% $5,520 $0 $5,520 $2,090 Wells Fargo 6.250% 6.446% 1.625% $9,750 $1,385 $11,135 $7,705 Loan Amount: $600,000 Last Updated: 10 26 06 Lender Rate APR Points (%) Points ($) Lender Fees Total Lender Cost With .75 Profit Margin You Save .75 Profit Margin 5.875% 5.953% 0.250% $1,500 $1,180 $2,680 Bank of America ** ** ** ** ** ** ** Citi Mortgage 5.875% 6.174% 1.125% $6,750 $1,190 $7,940 $5,260 Ditech 5.875% 6.223% 2.000
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