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Day you apply and the repayment is taken from your current account using your debit card on your payday. Why Use A Payday Loan? Payday Loans are often cheaper, more transparent and more convenient than other products which allow you to borrow money in the short term. We have included some examples to highlight the benefits of using a Payday Loan. What Are Your Charges? My Payday Loan uses a flat payday loan fee on all cash advances. When applying for a payday loan with us, your APR will be calculated for you based on the number of days your loan will be outstanding and presented to you prior to approval. To make it easy to understand, we have provided details of our payday loan amounts and total repayments. My Payday Loan provides short term cash advances repayable on your next payday. At My Payday Loan, you can apply online for a Payday Loan to be paid into your account SAME DAY! Our payday loans are normally paid to into your account on the day you apply and the repayment is taken from your current account using your debit card on your payday. Same day transfer does not apply to customers with accounts in all UK banks. In some cases transfers can take between 24 to 48 hours to show as cleared funds. Further Information: Home Charges Apply FAQ How Much Can I Borrow? When Can I Have My Money? Why Use A Payday Loan? Application Process The Small Print My Payday Loan Guarantee: The loan charges we quote to you are all you have to pay. There are no hidden charges at My Payday Loan! Home The American Market Customer Demographics Payday Loan Facts Consumer Advice APR Loan News P

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