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Individuals Home Loans Buying your first home Changing your home or loan Investing in property Manage my loan Are you self employed? Home Loan Options Investment Loan Options Equity Loan Options Home Equity Loan Equity Manager Loans in a Company Name Credit Cards Personal Lending Everyday Accounts and Saving Ways to Bank Online Share Investing Insurance Travel Money and International Payments Moving to Australia ANZ Equity Loan Options ANZ Home Equity Loan and ANZ Equity Manager are two line of credit accounts secured by a first registered mortgage over your residential property. Both of these accounts allow you to turn the equity in your property into a ready source of funds up to an agreed limit. You can use these funds for any personal purpose and like a credit card, any principal repaid is available to be redrawn. ANZ was awarded the prestigious Personal Investor magazine's Home Lender of the Year 1999-2002, 2004 and 2005. As well as Money magazine's Home Loan Lender of the Year 2005. The table below outlines the main features of our equity loans. Click on the name of each loan for more information. print version Equity Manager Home Equity Loan Interest Rate(% p.a.) 7.82 8.32 Access to funds ATM, Cheque, ANZ Branch, ANZ Phone Banking, ANZ Internet Banking, Direct Debit, Periodical Payment, Direct Loan Payment, EFTPOS, BPAY® Cheque, ANZ Branch, ANZ Phone Banking, ANZ Internet Banking, Periodical Payment, ANZ ATM Repayment frequency No set schedule Monthly - minimum repayment is interest (plus Bank fees and Gov't duties) or $10, whichever is greater. No Early Repayment C
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